Dental benefits, simplified.
Direct Dental Care offers two plan options, both of which provide routine preventive care covered at 100%. After that, instead of the traditional and confusing process of deductibles, coinsurance, and limits, members have access to a deeply discounted fee schedule. These fees are published for our members, so there are never any surprises.
It's not complicated. We simply built a system around good technology and the absence of an insurance middleman.
Pay for what's known. Save for what's not.
Dentist
(no middleman)
Patient
Our goal with Direct Dental Care was to design our benefits in a way that was...well, the polar opposite of insurance. The result? Costs went down and covered procedures stayed the same, leaving a benefit that actually works to the advantage our members and our providers.
What makes us different from insurance?
No Deductibles
No Waiting Periods
No Annual Limits
No Health Restrictions
Orthodontics Included
Total Transparency
Insurance companies charge high premiums for dental insurance and place strict rules around utilization in order to maintain big profits.
A few quick comparisons to show the difference in cost between Direct Dental Care, insurance, and retail. Keep in mind, we only use the Enhanced Plan for comparison purposes. If you prefer to only go to the dentist once per year for your preventive care, the Basic Plan is for you.
A quick comparison to show the difference in monthly benefit cost of Direct Dental Care vs Insurance.
Direct Dental Care Enhanced
Dental Insurance
Retail
(Private Pay)
Benefit Cost / Mo
$20
$36
N/A
Total Cost / Yr
$240
$432
N/A
Savings / Yr
$192
($192)
N/A
Direct Dental Care Enhanced
Dental Insurance
Retail
(Private Pay)
Benefit Cost / Mo
$45
$110
N/A
Total Cost / Yr
$540
$1,320
N/A
Savings / Yr
$780
($780)
N/A
Benefit Cost
Individual (Member Only)
Family (Member and 2)
Individual (Member Only)
Family (Member and 2)
Monthly Cost + Routine Preventive Care
This illustrates the savings for those individuals and families that routinely get preventive care, but don't typically have much extra utilization in an average year.
Direct Dental Care Enhanced
Dental Insurance
Retail
(Private Pay)
Benefit Cost / Yr
$240
$432
N/A
Exam (2x)
Cleaning (2x)
X-Rays (2x)
$0
$0
$0
$0
$0
$0
$116
$204
$106
Total Cost / Yr
Savings / Yr
$186 to $192
$240
$432
($192)
$426
($186)
Direct Dental Care Enhanced
Dental Insurance
Retail
(Private Pay)
Benefit Cost / Yr
$540
$1,320
N/A
Exam (6x)
Cleaning (6x)
X-Rays (6x)
$0
$0
$0
$0
$0
$0
$348
$612
$318
Total Cost / Yr
Savings / Yr
$738 to $780
$540
$1,320
($780)
$1,278
($738)
Think about your personal experience with dental care. Be practical and don't allow the scare tactics of insurance companies to defy your own common sense.
Monthly Cost + Preventive + Other Common Procedures
Family (Member and 3)
Individual (Member Only)